Land Financing Loans

Your HARD MONEY LENDER – Bridge loans as low as 7.00% – Rental loans as low as 5.50%

Rockland Commercial provides land loans and financing programs for residential or commercial developments, ranging from $250,000 to $50 million. We can structure loans for just almost any stage of the entitlement process, including raw land without any entitlements or fully entitled land. Some sample types of land financing programs we offer include:

  • Acquisitions
  • Acquisition & Development
  • Development Agreements
  • Hard Money/Fast Funded Loans
  • High Leverage Financing
  • Joint Ventures
  • Land Development Loans
  • Lot Sales Programs
  • Non-Recourse Loans
  • Participating Debt
  • Purchase, With Cash Out
  • Refinance, No Cash Out
  • Refinance, With Cash Out

The terms and rates for land loans vary, depending on the specific situation for each poject. Rockland Commercial works closely with each client to determine the optimal financing. Below are some of the land financing programs we provide:

Bank A & D Loan Program
  • Lesser of 75% of Costs or 70% of “Bulk Sale” Value
  • Lot Development Financing Available
  • Model Home Construction Financing to 75% LTV
  • Developed Lot Inventory Loans up to 75% of Sale Price
  • Nationwide
Fixed Rate Bank Financing Program
  • 65% of “Finished” Value
  • Low Interest Rate
  • Maximum 3 Year
  • 3% – 4% Loan Fee
  • 25% Cash Equity Required
  • Must have Exit Strategy in place
  • Nationwide
Life Insurance Company Financing Program
  • 75% of “As Is” Value
  • 65% of Future “Bulk Sale” Value
  • 1 – 3 Year Loan Terms
  • Commercial Uses Only
  • Rates Starting at 9%
  • Recourse Required
  • Nationwide
Long Term Pension Fund Financing Program
  • 3 Year Loan Term or Longer
  • Un-entitled Land
  • Loan Based on “Finished” Value
  • Can Be Lender, JV Partner or Buyer
  • Nationwide
Private Lender Land Loan Program
  • 50% of “As Is” Value
  • Non-Recourse Available
  • Cash Out Possible
  • Nationwide
Prime + 2% Bank Financing Program
  • 45% of “As Is” Value
  • Adjustable Interest Rate
  • 2 year Term
  • 2% – 4% Loan Fee
  • Only in Los Angeles Area

We provide quality, personalized service, because we know you, your apartment or commercial property, your loan documents, and your lender.

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